Disability & Life Insurance Programs
California State University is pleased to offer a variety of employer paid insurance coverage programs to eligible employees.
The Industrial Disability Leave (IDL) Program is a wage continuation program, in lieu of Workers' Compensation Temporary Disability (TD) benefits for CSU employees who have suffered a work related injury or illness. Employees deemed eligible for this benefit also must be members of the California Public Employees' Retirement System (CalPERS) or the State Teachers Retirement System (STRS).
The Nonindustrial Disability (NDI) Program is a wage continuation program administered by the Employment Development Department (EDD) for eligible employees that have suffered loss of wages due to a disability or injury that is non-work related. The NDI program defines "disability" as: "mental or physical illness and mental or physical injury, including any illness or injury resulting from pregnancy, childbirth or related medical condition".
The Enhanced Industrial Disability Leave (EIDL) Program is a wage continuation program, in lieu of Workers' Compensation Temporary Disability (TD) benefits for eligible Public Safety employees who have suffered a work related injury or illness (some restrictions, including a three day waiting period, may apply). Currently, only sworn Public Safety (Unit 8) employees are eligible for EIDL benefits. Please note, Public Safety Public Chiefs and Lieutenants are not eligible for this benefit. Employees deemed eligible for this benefit also must be members of the California Public Employees' Retirement System (CalPERS) or the State Teachers Retirement System (STRS).
The CSU provides Long Term Disability (LTD) insurance at no cost to you if you are an eligible employee. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.
The CSU provides Basic Life and AD&D insurance at no cost to you if you are an ELIGIBLE employee. The Basic Life and AD&D insurance becomes effective on the first day of the calendar month following the date you become eligible. For answers to commonly asked questions, exclusions, limitations and reductions. To calculate your needs, please see Estimate Life Insurance Needs
The Life Services Toolkit is included at no additional cost to you. Standard Insurance Company gives you access to services that help you and loved ones prepare for and manage life’s major events. You, your spouse or domestic partner, and your children up to age 26 can access these services 24 hours a day, 7 days a week.
The Toolkit Includes:
- Employee Assistance Program
- Health Advocacy Solution
- Handle basic financial matters
- Discover ways to lead a healthier life
- Thwart identity theft
- Make advance funeral arrangements
- Travel Assistance